Christmas Comes But Once a Year — But Does It Have to Start in November?

I nipped into my local ASDA yesterday and was greeted, actually ambushed, by their Grinch-inspired Christmas extravaganza plastered across the entrance. And apparently I’m already behind the times: the whole thing kicked off on the first of November. 

In true modern fashion, there’s even a YouTube video to usher us into the season of goodwill and maximum spending. It’s all very commercial, of course. But then, that’s what Christmas has become, a festive excuse to flog as much stuff as possible. Step past the cheery Grinch, and you’re immediately confronted by neat piles of chocolates in “tins.” 

Except they’re not tins any more, are they? They’re round plastic containers, half the size of the tins from my youth. At least, it feels that way. I remember those big tins; you could make your own drum set out of them, and we did. There again, I was a boy at the time, so, maybe that is why they looked a lot bigger? No, actually, they were big tins.

A fine example of shrinkflation wrapped in festive plastic.

And let’s be honest: anything bought in early November labelled “Christmas chocolates” will never survive until Christmas. I can already hear the household negotiations:

“Mum, can I have a chocolate? Just one.”

The child eyes up the container like a pirate sizing up treasure.

“No.”

“Why not? I only want one!”

“Because they’re for Christmas, that’s why.”

Of course, one eventually gets eaten, then another… Then everyone joins in, and the plastic tub is empty by the weekend. The shop makes another sale, the cycle repeats, and Christmas creeps ever earlier.

I suppose this makes me a bit of a Grinch myself. I refuse to get involved so early — it’s simply too soon. And besides, I haven’t yet heard Noddy Holder yelling “It’s Christmassssss…!” across a supermarket PA system. Until that happens, it’s definitely not Christmas.

The Truth About Medium, An Interlude - Writing For Pennies - A Poem

Writing for pennies, I wait and dream,

Writing for pennies, is not what it seems.

Writing for pennies, just you and me,

Writing for pennies, stories no one can see.

Writing for pennies, time moves so fast,

Writing for pennies, good times never last.

Writing for pennies, I want my reward,

Writing for pennies, I’m getting so bored.

Writing for pennies, too good to be true,

Writing for pennies, no time to feel blue.

Writing for pennies, for every penny earned,

Writing for pennies, a life lesson learned.

Writing for pennies, where stories unfold,

Writing for pennies, more precious than gold.

Writing for pennies, a tale to be told,

Writing for pennies, I won’t sell my soul.

I originally published this poem on Medium in early September. 

The Truth About Medium - Part Six - Here's the One About Money

 

This post covers my earnings at Medium for 2024-25. 

2024 earnings from the time I joined the Medium Partner Program to the end of December.

Sep — $11.55

Oct — $7.47

Nov — $36.52

Dec — $10.19

2025.

Jan — $2.49

Feb — $1.46

Mar — $2.04

Apr — $2.88

May — $0.63

Jun — $2.74

Jul — $1.24

Aug — $0.54

Sep — $0.04 

The Truth About Medium - Part Five - Let's Talk About Money

One of Medium’s biggest attractions for writers is the chance to earn money right away. You join the Medium Partner Program (MPP), write, publish, and with every read from a paying member, you earn a little something in return.

Exactly how much per read? Well, that’s the mystery.

There’s a formula used — some calculation involving views, reads, and “engagement.” I’ve tried to figure it out, but like many others, I never cracked the code. Only Medium and the algorithm have the answer to that.

Still, some writers were making good money on Medium. It felt like if you show up, engage, publish regularly, and build a loyal following, you too could join the platform’s top earners.

Then comes the reality check.

Where the Money Comes From

Let’s start with where the money for writers actually comes from. It’s drawn from the pool of funds that paying members contribute — the same members who subscribe through the MPP.

Here’s where things get tricky.

How many people join Medium to just read? And how many sign-up hoping to write and earn? We roughly know the number of members, but Medium doesn’t break it down. If most members are writers, not readers, then for every person making a decent monthly, "side-hustle" income — say $500 — hundreds of others would need to make almost nothing. The money doesn’t stretch far enough.

The reason is simple: the money writers earn comes largely from the same pot they pay into. If the membership is mostly writers, it is clear that most cannot get back more than their membership fee.

If Medium had millions of paying readers who didn’t write, the pot would be much bigger, and there’d be more to go around.

Medium’s Business Model

Five More Signs of an English Baby Boomer - Things Can Only Get Better

 

1)  A cost of living crisis would happen every few years. 

Money was tight, inflation was often high, and austerity was the norm for many. People were told, “You have never had it so good.” Depends on how you define ‘good’. If it’s a little better than bad, then I suppose it was good.

2)  You watched television showing a man landing on the moon. 

I do remember seeing someone walking on the moon. Years later, pop group The Police sang about walking on the moon. And conspiracy theorists told us that the moon landing was recorded in a studio on earth. 

Next they will be saying that the Clangers aren’t real.

Money, Money, Money - I'm in the Money. When Money Changes.

  

 

   Money was different when I was a boy.

It really was different. 

It actually changed when decimalisation was introduced in the UK on 15 February 1971. The old currency system of pounds, shillings, and pence was replaced by a decimal system where the pound was divided into 100 new pence.

New coins were introduced from that date, although some had been in circulation two to three years prior.

Here is a list of the old money, coins and notes that were in issue when I was a lad. 

Ha’penny: A coin that was worth 1/2 of a penny. 

There were times when I had a lot of these, often saved in a jam jar.

Penny: A coin that was worth 1 penny. It was also called a copper. 

There was a time when I would regularly take beer bottles back to the local off-licence shop and be given a penny for each. The bottle returns were a valuable source of income for a young lad back then. Mind you, I think it is possible that quite a few adults were wondering why I was encouraging them to drink more. 

Also, the name of Miss Moneypenny in the Bond films.

Thrupence: A coin that was worth 3 pence. 

Known as a joey, but I don’t remember ever calling it that. A twelve-sided coin with character. Having some of these was a step up from the humble penny.

Tanner: A coin that was worth 6 pence. 

The coin was small, silver, and shiny. From what I can remember, it was very easy to lose, especially if you had a hole in your pocket. I suppose that the modern-day equivalent would be the five-pence coin.

It was sometimes referred to as an “Elsie”, after a character named Elsie Tanner in the popular television soap, Coronation Street. Well, that’s what it was called in our house.

A Journey Back in Time to a Summer Job That Helped Fund My Holiday.

When I was a young boy, my mother set me a challenge. It was during the long school holiday one year, and she was hoping to keep me busy and out of her way.

The challenge was that if I did a certain amount of housework and errands over the following seven days, I would be rewarded with ten shillings.

Ten shillings was a lot of money back then, in the early 1970s. It was equal to fifty pence today, but it bought you a lot more. 

For a young boy, it was a big deal, and I would either be paid in coins or a “ten bob” banknote.

A Story About Fame and Legacy

When I was a young lad, if ever I got a little too ambitious, my mother would say to me.

“You need to come back down to earth.”

Sometimes, when I was being far too ambitious.

“You need to get off your high horse.”

Meaning — stop acting as if you think you are better than others.

An idiom.

I grew up in a time when idioms were popular.

But I had no idea what an idiom was. I was probably not paying attention to the teacher at school.

I think it was my mother’s way of letting me down gently.

Life was regularly a letdown.

I did wonder about the high horse, though.

I lived in an inner city in middle England, so the only time we ever saw a horse was on television. The racing from Newmarket, Chepstow, or some other place that I would only ever see on the magical television screen.

The television also bought us a popular series for children about a horse called Black Beauty. It was based on an original story by writer Anna Sewell. It was published in 1877, and she was paid a grand total of £40.

£40 is not much for writing a book, when you consider all the time and effort. In part because of ill health, it took her several years to write it.

But it was in 1877, and back then it might have been a lot of money.

I had to find out.

The Day I Met An Investment Advisor

It was about twenty years ago that I was offered the chance to meet an investment advisor at my local bank. The meeting would be about the new opportunities they could offer, and the best long-term strategy to adopt.

                                                                      Image by Gerd Altmann from Pixabay

I decided to go along, more out of interest than any likelihood that I was going to pursue any of the options offered, but I wanted to hear what they had to say.

I knew that the bank probably had something that they wanted to sell me. A fund, or maybe a market tracker?

So, I met with one of their advisors.

He was a young man who had the look of a banker. Swept back black hair and wearing what looked like an expensive suit.

Reminded me of the Wolf of Wall Street, except this was Middle England.

I was casually dressed. I don’t think that I looked like a high-wealth individual, but there again, I knew there were many business leaders who dressed smart and casual.

I was not a business leader, though.

We had a conversation, and I was asked what my investment goals were.

To make money, or at the very least, not to lose it? That was too obvious.

In the stock market, there is a chance that you could lose it. You can lose every penny. Companies do go bust. Or you just get unlucky, and the bull market that has been running for several years comes to an end just as you invest.

But it is also possible to do very well. Timing and time can work in your favour.

The Twelve Posts of Christmas - Day Five: Marshmallow or Book? What Would You Prefer?

 A while back, someone posted the image below on Twitter X. It speaks for itself.

We live in a world where you can buy a book, new, for a few pounds or less. Self-published are often offered for free. Buying a book could well be one of the cheapest forms of entertainment around at the moment. All you need is your imagination. 

You can spend £5 to £10 on a magazine these days.By comparison, books are cheap.

Then I came across this picture.

A marshmallow for £3.95? I'd rather buy a book, or maybe two for that. 

Then there is the bargain-basement, or charity shops, car boot sales, flea markets… Cheap or even free books are everywhere. How is the wanabe writer going to make a living? Most don't.

The Price of Magazines, Just Buy a Book Instead!

I rarely buy magazines these days, the same with newspapers, the availability of free information on the internet means that I don't really need them any more.  

But occasionally, I will check the news-stand when out shopping, just to see if there are any magazines that I can remember.  I was doing this the other night in my local ASDA and one thing stood out about all the magazines that I looked at, the price. 

I am old enough to remember a time when you could buy a magazine for a pound or less.  

Okay, that was quite a while ago, but I think the last time I paid full price for a magazine it cost me £1.99.  Most of the magazines that I picked up the other night, just looking mind, were in the £4.95 to £9.99 price range.  Many of them had pages of adverts as well! I couldn't help but think, does anyone actually buy them? 

We are living through yet another cost of living crisis, but ten quid for a magazine?

You could buy a book for the same price. 

In fact, books can often be found for a lot less than a tenner.

Now, I like a bargain book.

I've written about the charity shop that I go to that often has a five books for a pound sale. I've managed to get some good books that way, but these days you can buy brand-new books for less than the price of a magazine. 

ASDA also had a selection of books for sale, many of them were of the bestseller variety, and they were priced between £1.99 and £4.99.  

Online you can find many priced at £0.99p or free, especially from indie, self-published authors.  

Magazine or book?  I think I'd rather buy a book.

Going For a Walk, and the Satisfaction of Picking Blackberries

I'm fortunate in that there is a local park just across the road from where I live.  It is a country park where you are invited by the local council to walk through woodland, grassland, wildflower meadows and open water. It's home to many varieties of birds, where the ducks, geese, and swans will come and greet you in the expectation that you might feed them. A local canal and river also runs through the park.

 

There is something else about this time of year on the park. It is fantastic for blackberry picking. From around July to the end of August there is a feast to be had, if you like blackberries that is. I do, as a healthy option for breakfast or in a smoothie, and they are free. They are just starting to ripen now, although the full on black ones are still hard to find, every day there are more and more. 

That Friday Feeling… A Journey back in time to 1966, 1968 and 1970

Here are three things that we may never see again.

1) A pay packet with actual money in it (but not much money). So low, that they paid no income tax.

2) England winning the World Cup.

The 1966 World Cup, at Wembley Stadium.

By a score of four goals to two. It is a scorline that every English football fan remembers. Alas, it will never happen again, as West Germany no longer exists. Now, England have to play the whole of Germany.

3) House prices this low (I think this one is a certainty).

There was a time when five grand could buy you a house in Britain. With a garage.

And they were still being built with a chimney!

But I suppose how low pay was - see number one, five grand would have been a lot back then.

These Boots Are Made For Walking…and The Law of Attraction — Part One

About a month ago, I was out walking when the thought came to me that I really needed a new pair of walking boots.  My walking boots, more of a walking shoe really, had seen better days.  The sole was beginning to show wear and tear, clearly damaged from years of pounding the pavements and walking country paths.  

I had put in the mileage on my footwear, and it was time for a new pair.  

I knew that a new pair of walking boots would not be cheap.  A good quality pair with a decent hard wearing sole is always likely to cost a little more.  The ones with softer tread on the sole never last that long. I must be a heavy walker — I certainly walk fast, which apparently is good, but not so good on the boot.

The cheaper boots may look good, but they don't last.  As the saying goes, you get what you pay for, and I do like to get a bargain.  That is not so easy in these cost of living crisis times.  Mind you I've always lived a fairly frugal life and when it comes to footwear I've usually managed to find a bargain, either from a charity shop or a car boot sale (flea market in the USA).  I couldn't rely on that happening this time. Would my walking boots hold out until a bargain came along?

So, the need for a new pair of boots was on my mind.

And then something strange happened.  Really strange.